In Depth:  Chris Webb

Christmas is coming. Are you looking forward to it? At least it will be a break from work. You can legitimately spend some of your hard-earned cash and have an excuse to indulge yourself just a little bit.

For many, Christmas is a time to have a few unhurried drinks with friends and catch up somewhat. For others, Christmas is primarily a family time and we enjoy buying each other presents and spoiling our children for a few days.